
Commercial Insurance
Specializing in Commercial Insurance Products
Element22 Insurance Services is an independent wholesale broker specializing in difficult accounts. We provide numerous classes of commercial insurance and business insurance. We have the expertise and leverage of a large wholesaler and the accountability and availability of a small firm. Our style allows us to provide customized risk management, a service our retail clients deserve.
Classes of Business Insurance
- Hotel & Resort Properties
- Shopping & Retail Centers
- Manufacturing & Processing Facilities
- Apartments (Subsidized, Student, Elderly)
- Condominiums & Homeowners' Associations
- Lessor's Risk Only (Warehouse, Distribution, Industrial)
- Entertainment Venues (Bowling Centers, Movie Theaters)
- Office Buildings & Commercial Condos
- Aircraft Hangars (Fixed-Base Operators)
- Restaurants (Family Dining, Fast Food)
- Churches & Religious Organizations
- Health Care & Medical Clinics
- Assisted Living Facilities
- Marinas, Piers, & Bridges
- Vacant Buildings
- Historic Locations
- Private Schools
- Nightclubs
- Builder's Risks
- Stock Throughputs
- Fine Arts Facilities (Schedules)
- Foundries / Metal Smelting
Wholesale Property & Casualty Insurance Brokers
Our market access includes all the top markets, which allows our team to implement comprehensive and cost-effective coverage. Our business model provides unparalleled efficiencies that can be passed on to our retail clients.
Property Insurance Coverage:
- Property & Inland Marine
- Coastal & Non-Coastal Exposures
- Flood (Primary & Excess Limit)
- Wind Deductible Buy-Backs
- Wind & Hail Only
- Earthquake
- All Risk
Casualty Insurance Coverage:
- Premises Liability
- Hotel, Motel, & Resorts
- Retail & Shopping Centers
- LRO for Warehouses & Distributors
- Restaurants, Bars, & Taverns
- Apartments & Condos
- Allied Heathcare
Product Liability Coverage:
- Oil & Gas
- Non-Critical Auto
- Non-Invasive Medical
- Many More Classes Available
Construction Coverage:
- Commercial & Residential
- Environmental
- Developers
- Project Specific
- HVAC & Electrical
- Demolition
- Concrete
- Roofers
Umbrella Coverage:
- Contractors
- Hotels, Motels, Resorts
- Habitational (Condos, Apartments, HOAs)
- Many More Classes Available
Environmental Coverage:
- Site Cleanup
- Storage Tanks
- Manufacturing Facilities
- Remediation Stop-Loss
- Real Estate & Lender Collateral Protection